In order to move on to the next step, you need to attend to the fields that are highlighted below.
This estimate is subject to verification of the information provided, including prior claims history, and we will require final boat details and signature before coverage can be inforce.
If you like your quote and would like to proceed go to the next step and fill out your contact information so can get back to you on your quote with in the next 24 hours or call us.
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You are insured against "All Risks" of Direct Physical Loss or Damage to the property from any External Cause (including loss or damage to machinery whether proximately caused by maritime perils or not), subject to the warranties, exclusions and conditions of this policy.
In a total loss of vessel we will pay the full value amount insured if:
If You are legally obligated to remove or otherwise dispose of the wreck of the Insured Vessel, We will pay the amount necessary to actually remove or otherwise dispose of the wreck, or the amount incurred following a failed attempt to raise the wreck of the Insured Vessel.
We cover equipment, electronic equipment and personal effects up to $5,000.
The amount of each adjusted claim will be automatically reduced by the deductible amount shown on the Declaration Page(s) for personal effects and electronic equipment. If no deductible is shown for personal effects or electronic equipment, the Insured Vessel deductible will be applied.
This covers costs incurred by You should the Insured Vessel become disabled for any reason other than loss or damage covered by this policy. We will pay for the reasonable cost, up to a maximum of $2,500, for:
Freezing damage is covered only if you have taken reasonable precautions to protect the Insured Vessel during the following period of December 1st to April 1st (12:01 a.m.).
We will pay for Bodily Injury sustained by You or any Insured as a result of an accident with a third party's underinsured vessel, or with an Uninsured Vessel.
We will only pay for the damages for which You or an Insured are legally entitled to recover from the owner or operator of such a vessel after a judgment of a court of competent jurisdiction is obtained. We are only liable for the difference between the limits payable under the third party’s liability insurance, if any, and the limits of liability stated within this Coverage.
We do not provide underinsured or Uninsured Vessel Coverage for Bodily Injury:
Should the Insured Vessel be lost or damaged by an insured peril and it is necessary for You to rent a replacement vessel while the Insured Vessel is being replaced or repaired, We will reimburse You for that rental cost subject to the limits stated below.
If while holidaying, the Insured Vessel is lost or damaged by an insured peril and it is necessary for You to incur additional living expenses while the Insured Vessel is being replaced or repaired, We will pay any reasonable increase in costs, subject to limits stated below.
We will not pay more than $500 in total per day, subject to a limit of $5,000 per loss.
We will pay compensatory damages for Bodily Injury or Property Damage for which an Insured person becomes legally liable because of the ownership, maintenance or use of the Insured Vessel.
These items below will not allow you to calculate a quote
If you cannot move on to the next step and you would like a quote, please contact us by either email or phone.
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Follow the steps below to get your boat quote.
Follow the steps below to as best as you can. If you do not understand what I am asking click the button.
Fill in all fields that have *
Select the type of boat you have. If you have a sailboat with no motor select "Sailboat". If you have a boat powered by a motor or if your sailboat has a motor, select "Powerboat".
What type of configuration is your boat?. Is it a:
Select the company that made your boat.
Select the type of material your boat is made of.
Select the year your boat was made.
Type in the length of your boat (in ft.) from back to front.
Type in the horse power of your boat motor.
Type in the top speed of your boat (in MPH.).
Type in number of years you have been boating.
Type in the number of years you have owned your boat.
Select a boating course you have taken.
Select if you have had any claims with in the last 5 years and how many. If you have not had any claims with in the last 5 years select "None".
Fill in value of your boat in dollar amount. This includes:
CALCULATE
In order to forward your boat quote details please fill out the form below.
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